Moving Money In and Out of LuckyWave From Your Phone

We take deposits in EUR by Visa, Mastercard, bank transfer and five cryptocurrencies, starting at €20 and without deposit fees. Payouts go by bank transfer or by crypto, and withdrawals depend on a verified identity, so the order of steps matters as much as the method.
On a phone, the method you pick shapes the whole evening: how much one deposit can carry, whether an extra comes with it and how long a payout takes to arrive. With that small screen in mind, we go through the deposit routes and their limits, what a first deposit starts, what can hold a payout, how the methods differ in practice and how to plan a withdrawal without surprises. Every amount here is in euros, the currency we count our limits and bonuses in.

Deposit Routes and What Each One Carries

Cards

Visa and Mastercard are accepted for deposits, and Maestro is usually accepted as well. A single card deposit typically reaches up to €4,000. In a short phone session that ceiling rarely comes into view, but it is worth knowing before a larger first deposit aimed at the top of a welcome stage.

Bank routes

Bank transfer is available for deposits and payouts alike. Next to the classic transfer, an instant bank payment by open banking is typically offered, which moves money from your bank account without card details. Bank routes suit players who would rather not keep card details on a phone at all. A bank deposit is typically capped at €4,000 per transaction, the same ceiling as cards.

Crypto

We accept Bitcoin, Ethereum, Litecoin, Tether and Dogecoin. Crypto deposits have as a rule no upper limit, which makes them the route for amounts above the card and bank ceiling. If you already keep a wallet app on the phone, it is the route that sits closest to the money you hold there. Crypto balances are usually available next to EUR as well, for players who prefer to keep their funds in coins.

Google Pay

Google Pay is usually among our deposit options, a natural fit for Android phones where it is already set up.

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Minimums, Fees and What a First Deposit Starts

The €20 minimum

Our minimum deposit is €20. It is also the entry point for the first stage of our welcome package, so the same figure serves as the payment minimum and the bonus threshold.

No deposit fees

Deposits carry no fees with any of our methods, which keeps a small €20 top-up as worthwhile as a large one. It also means there is no cost reason to send a bigger sum than the evening's budget allows, so each top-up can stay small and planned.

What the first deposit opens

A first deposit of €20 or more opens the first stage of our welcome package, worth up to €2,000 with free spins. The bonus is typically claimed at the deposit step, so decide before you confirm the payment. If you take it, it runs for 7 days, the spins for 3 days and the maximum bet is €5.
The next three deposits open the remaining stages: up to €3,000 with the second, up to €6,000 and a second set of free spins with the third, and up to €4,000 with the fourth, for a package of up to €15,000 in total. Each stage is a choice of its own, so a deposit you would rather play freely can go in without a bonus.

Extras tied to the method

Crypto deposits earn 5% extra, and that extra typically comes without wagering. That makes the coin you choose part of the bonus decision, not only the payment one.

What Can Hold a Payout

An unverified account

Withdrawals depend on identity verification. It is typically requested before the first withdrawal. An identity document and a proof of address are usually the two categories asked for.

The time a review takes

A verification review is typically finished within 48 hours. Sending clear, complete documents early keeps that time out of your first payout.

The slow route

Bank transfer is the slowest route we offer, which is fine for a planned payout and frustrating for an urgent one. If speed matters, crypto is typically the faster choice.

Bonus rules still in play

A bonus brings 40x wagering and a €5 bet cap. The bonus runs for 7 days, so a payout planned for the same week deserves a look at both rules before the deposit. Deciding at the deposit step whether you want the bonus keeps a planned withdrawal simple.

Choosing a Method for the Job

Each method earns its place for a different reason. Cards are the everyday choice for a quick top-up from the sofa, typically up to €4,000 at a time. Bank transfer suits players who prefer money to move between their bank and us directly, and it serves deposits as well as payouts. For Android users, Google Pay usually shortens the card route further. Open banking is typically the bank option for players who want a transfer without waiting for it.
Crypto is the route for larger amounts and for players who value speed at the end of the night. It has as a rule no upper deposit limit and brings the 5% extra. On the way back out it is typically the quicker of our two payout routes. If a card deposit stops at the typical €4,000 ceiling, crypto is the alternative; if a payment fails because it is below €20, raising the amount is all it takes.

Planning a Withdrawal From the Phone

A smooth withdrawal is mostly prepared before the win. Verify your identity in the first days after sign-up, while there is no money waiting, so the review is out of the way. Then think about the route before you need it: crypto for the payout you want soon, bank transfer for the planned one you are happy to wait for. For a crypto payout, use a wallet you control and double-check the address before you confirm, because a phone keyboard makes a mistyped character easy to miss.
When you make the request, send it from the account you have verified and keep a note of the amount, the route and the time. Those three details make any follow-up with our live chat or e-mail support quicker, and both are usually within reach from the phone. Our chat runs around the clock, so a question about a payout late in the evening does not have to wait until morning.

Keeping Deposits Inside a Budget

Fast payment methods make it easy to top up again from the same screen, so the budget is best fixed before the first deposit of the evening, not after the third. Decide the amount, pick one method for it and stop when it is spent. The streak boost on a fourth deposit in one day is a reward for a session you planned, never a reason to keep going.
If paying for play starts to feel like a problem, Gamblers Anonymous holds meetings in person, virtually and by telephone, and our site links to independent help organisations.

Payment Questions From Our Players

The Short Version

Deposit from €20 by card, bank transfer or crypto without fees, and use crypto, which earns 5% extra, when an amount goes beyond the typical €4,000 card and bank ceiling. Payouts go by bank transfer, our slowest route, or by crypto. Verify early, because withdrawals depend on it.